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Loans

Consumer Loans

When your financial needs get ahead of your cash flow, come to WCF Financial Bank. We provide consumer loans for many reasons from automobiles to a college educations. You can choose a traditional consumer loan, or consider the benefits of a home equity loan by converting the equity in your home to cash. Either way, when you get a Consumer Loan from WCF Financial Bank, you'll benefit from:

  • Competitive fixed interest rates
  • Low fees
  • Hometown service from people you know and trust
  • Fast local processing of your application, and for the origination of your loan
  • Local service your questions and requests are handled promptly and personally

(WCF Financial Bank generally will not originate mortgage or consumer loans outside of our immediate trade area, which is defined as Hamilton County, Iowa and the immediate surrounding localities.)

Mortgage Loans

WCF Financial Bank has been providing locally serviced mortgage loans to area homeowners since 1934.  We understand that making arrangements to finance the purchase of your home is almost as personal as your selection of the home itself. At WCF Financial Bank, we'll offer you a variety of mortgage programs including adjustable and fixed rate conventional loans, construction loans, and home improvement loans. Whatever program you choose, you'll enjoy the benefits of:

  • Competitive interest rates
  • Low fees
  • Hometown service from people you know and trust
  • Fast local processing of your application, and for the origination of your loan
  • Local service your questions and requests are handled promptly and personally

Student Loans

New Online Tool Helps Students Better Plan for Their Future - April 27, 2011
Iowa Student Loan recently launched Student Loan Game Plan, an interactive educational resource to help Iowa students and families better understand how student loan debt can affect their financial future.  This innovative financial literacy tool is easily accessible by clicking HERE and provides engaging, personalized information for students.

Federal Student Loan Changes
Due to a change in federal law, all Federal Stafford, PLUS and Grad PLUS loans issued on or after July 1, 2010, will be through the William D. Ford Federal Direct Loan Program (Direct Loan). This change will only impact those federal loans issued on or after July 1, 2010.

Direct Loan funds will be disbursed directly to your school from the federal government rather than through Iowa Student Loan or another Federal Family Education Loan Program (FFELP) servicer or lender.

To learn more about Direct Loan, please visit www.myedaccount.com. Please contact your school's financial aid office if you have any questions.

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