Online Banking

Additional Services

E-Statement Account Enrollment Form

Safe Deposit Boxes


Night Drop WCF Telephone Banking
Bank by Mail Order Checks Online Member Privilege Status ATM Network 

E-Statement Account Enrollment Form

Download the account enrollment / change form HERE.

Safe Deposit Boxes - NOT FDIC INSURED

WCF Financial Bank can help you protect important documents and valuables that would be difficult or even impossible to replace.  Items that can be protected in a WCF Financial Bank safe deposit box include, but are not limited to:

  • Automobile Titles
  • Birth Certificates
  • Income Tax Records
  • Insurance Policies
  • Jewelry - Rare Coins - Collections
  • Stock Certificates
  • Savings Bonds
  • Countless Other Items

You'll be pleased with the variety of box sizes available that can accommodate just about any need.  Your annual fee can be conveniently deducted from your WCF Financial Bank checking or savings account.

IMPORTANT NOTICE: The contents of your safe deposit box are NOT insured against loss by WCF Financial Bank.  For your protection you may wish to obtain your own box content insurance from an insurance company of your choice.

Night Drop

Schedules can get hectic and they usually are.  

If you are ever unable to get to the bank before our drive up facility closes at 6:00 PM you can avoid another trip to the bank in the morning by depositing your transaction in our conveniently located Night Drop.  Transactions received through the night drop after 4:00 PM will be credited on the the next business day.

 WCF Tele-Banking Center (855)932-2497

24-Hour Telephone Banking Service
Your bank accounts are as close as your telephone with your 24-Hour WCF Financial Bank Tele-Banking system.


  • 24-hour touch-tone access to your checking, savings, and money market accounts.
  • Verify balances.
  • Transfer funds (subject to approval).
  • Review deposit and withdrawal transactions.
  • Call (515)832-3071 to setup your VoiceMaster access.

Bank by Mail

Conduct your business with WCF Financial Bank through the mail.

Regular Mailing Address:
                           WCF Financial Bank
                           P.O. Box 638
                           Webster City, IA  50595-0638

                           WCF Financial Bank
                           305 First Street W
                           Independence, IA  50644                        

Physical Address (For Overnight Delivery):
                          WCF Financial Bank
                           401 Fair Meadow Drive
                           Webster City, IA 50595

Order Checks Online

WCF Financial Bank has partnered with Deluxe in offering specific products to you. Please log on to this web site using your WCF Financial Bank account information.  

You may need your check reorder form or one of your checks as a reference to obtain this information.

Click HERE to re-order personal checks today!

Member Privilege Status ATM Network

Privileged Status is a program developed by the SHAZAM network to help community financial institutions provide their customers with a broad base of surcharge-free ATM locations.

Cardholders can refer to the list of Privileged Status ATMs for participating ATMs in their area.

Card Services

WCF Financial Bank Debit Card

Lost or stolen card?

Please call (515)832-3071 during normal business hours (8AM-6PM M-F / 8AM-Noon Saturday).

Nights/Weekends please call (800)472-3272.


Are you hooked on the convenience of bank cards, or just beginning to consider the ways they can help you save time and money?  Either way, let us show you the simplest way to bank with your WCF Financial Bank Debit Card. One card is all it takes to:

  • Get cash at automated teller machines (ATMs)
  • Pay for goods and services directly from your checking account

AND. . . . . . IT'S FREE! There are no set up charges or recurring fees.


MCard SecureCode

      The Security and Privacy of your payments are important. 


MasterCard SecureCode is a simple and secure way to pay at thousands of online stores. A private code known only to you and your bank, your SecureCode enhances your existing MasterCard account by protecting you against unauthorized use of your card when shopping online at participating online retailers.

Click Here for more information and to sign-up today for your own MasterCard SecureCode.

Visa TravelMoney Card

Visit WCF Financial Bank. Register your name, address and social security number. Load up to $10,000 on your card. You're ready to go. Use the Convenient Visa TravelMoney Card wherever you go -- for business or travel.
Your card is prepaid so you'll always have a safe alternative to cash -- right where you need it -- in your wallet.  Reload at the bank or online -- whichever is more convenient.  Your Convenient Visa TravelMoney Card isn't tied to personal banking information, so you're protected from identity theft.
Every card comes with PURCHASE SECURITY.  Personal property purchased with your Convenient Visa TravelMoney Card that is stolen or damaged due to fire, vandalism, or other weather conditions will be replaced within the first 90 days of the date of purchase, up to a maximum of $500 per claim.

Your Convenient Visa TravelMoney Card also comes with Visa Zero Liability* protection against fraudulent use of a lost or stolen card.  To learn more, go to

Convenient Services

Dedicated to providing you with a wide range of convenient products and services to meet your financial needs.

Card Services Additional Services