WCF Financial Bank Closed

All WCF offices will be closed on Monday, May 25th in observance of Memorial Day. Business transacted after close of business on Friday, May 22nd will post on Tuesday, May 26th.

ATM Balance Issue

We are aware that if a customer tries to check their balance at the ATM, it will return Transaction not Allowed. We are working on this issue.

Ahorros y Certificados de Deposito

Tantas maneras de ahorrar

Ya sea que esté buscando ahorrar un poco o tener un nido de huevos para reservar para nuestras mejores tasas de interés, WCF tiene la cuenta de ahorros que le sirve.

Tabla comparativa de cuentas de ahorro personales
	Kasasa Saver®	Ahorros tradicionales	Ahorros del Kids Club	Ahorros del Club de Navidad	Certificado de depósito (CD)
Descripción de la cuenta	Una cuenta de ahorros gratuita que se combina bien con Kasasa Cash y Kasasa Cash® Back®	Una cuenta de ahorros con un requisito de saldo bajo	Una cuenta de ahorros inicial para menores	Una forma para que cualquier persona ahorre durante todo el año para gastos de vacaciones	Una opción de ahorro para las personas dispuestas a ahorrar saldos más grandes durante un período determinado (de 91 días a 60 meses)
Cantidad mínima para abrir	$50	$50	$5	$10	$1,000
Saldo mínimo	$0	$50 (para evitar cargo)	$0.01	$0.01	$1,000
Saldo mínimo requerido para obtener el APY*	$0.01**	$50	$0.01	$0.01	$1,000
Requisitos especiales	Se requiere una cuenta Kasasa Cash o Kasasa Cash® Back® para tener una cuenta Kasasa Saver®. Consulte las divulgaciones para obtener más detalles.**	Ninguno	Uno debe ser menor de 18 años para ser elegible para el Kids Club	Se requiere que los depósitos programados regularmente se realicen a través de ACH	Ninguno
Tarifa de servicio	Ninguno	$3 por ciclo si el saldo cae por debajo del requisito mínimo	Ninguno	Ninguno	Ninguno
Devengo de intereses	Último día del ciclo de estado de cuenta	Último día del ciclo de estado de cuenta	Último día del ciclo de estado de cuenta	Último día del ciclo de estado de cuenta	Semestralmente
Límite de transferencia	Transferencias por preautorizado, automático, teléfono u ordenador limitado a 6 por ciclo mensual	Transferencias por preautorizado, automático, teléfono u ordenador limitado a 6 por ciclo mensual	Transferencias por preautorizado, automático, teléfono u ordenador limitado a 6 por ciclo mensual	No se permiten transferencias	No se permiten transferencias
Tarjeta de cajero automático gratuita
Banca en Línea
Banca Móvil con Depósito Móvil
Estados de Cuenta Electrónicos

Más información sobre el Club de Navidad

Club de Navidad

Elizabeth Luna — Elizabeth Luna Customer Service Representative Webster City

Meet Elizabeth Luna

Customer Service Representative

For the past three years, Elizabeth has been a friendly face at WCF Financial Bank, working as a Customer Service Representative. Whether it's answering everyday banking questions or handling teller transactions with ease, Elizabeth is always ready to help. Fluent in both Spanish and English, she also assists with translations—especially during home closings, which she finds incredibly rewarding. Outside of work, Elizabeth brings the same energy to her personal life. You’ll often find her jamming to music, exploring local parks on walks, or showing off her moves in Just Dance. She loves spending quality time with her younger siblings and cruising around town with her fiancé—windows down, music up! A creative at heart, Elizabeth plays the flute and is currently learning the art of nail design from home. Whether it’s helping customers or mastering a new skill, Elizabeth does it all with a smile.

Elizabeth Luna — Elizabeth Luna Customer Service Representative Webster City

Meet Elizabeth Luna

Customer Service Representative

For the past three years, Elizabeth has been a friendly face at WCF Financial Bank, working as a Customer Service Representative. Whether it's answering everyday banking questions or handling teller transactions with ease, Elizabeth is always ready to help. Fluent in both Spanish and English, she also assists with translations—especially during home closings, which she finds incredibly rewarding. Outside of work, Elizabeth brings the same energy to her personal life. You’ll often find her jamming to music, exploring local parks on walks, or showing off her moves in Just Dance. She loves spending quality time with her younger siblings and cruising around town with her fiancé—windows down, music up! A creative at heart, Elizabeth plays the flute and is currently learning the art of nail design from home. Whether it’s helping customers or mastering a new skill, Elizabeth does it all with a smile.

Dahiana Puentes — Dahiana Puentes Customer Service Representative Tama

Meet Dahiana Puentes

Customer Service Representative

A graduate of South Tama High School, Dahiana has spent much of her career in the customer service field. Most recently she helped the Tama/Toledo residents with their insurance needs. Approaching customers with a friendly smile and providing them with a positive experience is very important to Dahiana. In her free time, Dahiana enjoys being with her family.

Dahiana Puentes — Dahiana Puentes Customer Service Representative Tama

Meet Dahiana Puentes

Customer Service Representative

A graduate of South Tama High School, Dahiana has spent much of her career in the customer service field. Most recently she helped the Tama/Toledo residents with their insurance needs. Approaching customers with a friendly smile and providing them with a positive experience is very important to Dahiana. In her free time, Dahiana enjoys being with her family.

Vivian Lopez-Mateos — Vivian Lopez-Mateos Customer Service Representative Webster City

Meet Vivian Lopez-Mateos

Customer Service Representative

Vivian is a bilingual Customer Service Representative at WCF Financial Bank, assisting customers in both English and Spanish. Her responsibilities include opening and servicing checking accounts, savings accounts, and certificates of deposit, while delivering friendly and knowledgeable support. Prior to joining the bank, Vivian worked as a customer service representative at a hatchery, where she developed strong skills in managing inquiries and building positive customer relationships. Outside of her banking role, Vivian is passionate about the beauty industry. She provides lash extension and eyebrow waxing services with a focus on precision and client satisfaction. Her interests also include hair, nails, and makeup, reflecting her creative and detail-oriented nature.

Vivian Lopez-Mateos — Vivian Lopez-Mateos Customer Service Representative Webster City

Meet Vivian Lopez-Mateos

Customer Service Representative

Vivian is a bilingual Customer Service Representative at WCF Financial Bank, assisting customers in both English and Spanish. Her responsibilities include opening and servicing checking accounts, savings accounts, and certificates of deposit, while delivering friendly and knowledgeable support. Prior to joining the bank, Vivian worked as a customer service representative at a hatchery, where she developed strong skills in managing inquiries and building positive customer relationships. Outside of her banking role, Vivian is passionate about the beauty industry. She provides lash extension and eyebrow waxing services with a focus on precision and client satisfaction. Her interests also include hair, nails, and makeup, reflecting her creative and detail-oriented nature.